Investment Limits
SEC-mandated annual caps on how much non-accredited Investors can invest under Regulation Crowdfunding, based on income and net worth.
Understanding Investment Limits
Investment limits are SEC-imposed restrictions on the total amount a non-accredited Investor can invest across all Regulation Crowdfunding (Reg CF) offerings within a 12-month period. These limits are designed to protect Investors from overexposure to the inherent risks of crowdfunded securities, including Channel Revenue Tokens (CRTs).
The calculation of an Investor's annual limit depends on their annual income and net worth. If either the Investor's annual income or net worth is below $124,000, the limit is the greater of $2,500 or 5% of the lesser of their annual income or net worth. If both annual income and net worth are equal to or exceed $124,000, the limit is 10% of the lesser of annual income or net worth, up to a maximum of $124,000 per year.
These limits apply across all Reg CF offerings on all platforms, not just GigaStar Market. Investors are responsible for tracking their total Reg CF investments to ensure compliance, though platforms are required to provide educational materials explaining these limits.
Accredited Investors are not subject to these investment limits. An accredited Investor is generally defined as an individual with annual income exceeding $200,000 (or $300,000 jointly with a spouse) or a net worth exceeding $1 million, excluding the value of their primary residence.
GigaStar Market enforces these limits as part of the investment process, requiring Investors to confirm their income and net worth information before completing a CRT purchase.
Key Points to Remember
- Investment Limits is regulated by the SEC under Regulation Crowdfunding
- All investments carry risk — past performance doesn't guarantee future results
- Review all offering documents carefully before investing
Related Terms
Crowdfunding
Raising capital from many individual Investors through an online platform. GigaStar uses SEC Regulation Crowdfunding (Reg CF) for CRT offerings.
Funding Portal
An SEC-registered, FINRA-member entity that facilitates securities offerings under Regulation Crowdfunding (Reg CF). GigaStar Market is a registered funding portal.
GigaStar Market
GigaStar Market is an SEC-registered funding portal and FINRA member where Investors can purchase Channel Revenue Tokens (CRTs) in primary offerings from YouTube Creators.
Investor
An Investor is an individual who purchases Channel Revenue Tokens (CRTs) through GigaStar's platform, receiving Monthly distributions from a YouTube Creator's revenue.
Offering
A CRT offering is when a YouTube Creator raises capital through GigaStar Market by selling Channel Revenue Tokens to Investors, with each offering backed by a Form C filed with the SEC.
SEC
The U.S. Securities and Exchange Commission. The federal agency regulating securities markets, including GigaStar's CRT offerings under Regulation Crowdfunding.
SEC Regulation CF
SEC Regulation Crowdfunding (Regulation CF) is the federal securities framework that allows companies like GigaStar to offer CRTs to both accredited and non-accredited Investors, up to $5M annually.
Frequently Asked Questions
Can anyone invest in CRTs?
Investors aged 18 and older can invest in CRTs through GigaStar Market. Under Regulation Crowdfunding (Reg CF), non-accredited Investors have annual investment limits based on their income and net worth. All Investors must complete identity verification (KYC) as part of the account creation process before making any investment.
How do I create a GigaStar account?
Visit https://app.gigastar.io/ to create your account. You will need to provide personal information, complete identity verification (KYC), and agree to the platform terms. The process typically takes just a few minutes, and once verified, you can browse Creator offerings and make investments in live offerings.
Can I sell my CRTs?
GigaStar's Secondary Market announced that live trading began on July 22, 2026, which allows CRT holders to potentially buy and sell their positions after completing a mandatory 12-month holding period. Until then, CRTs are illiquid and cannot be easily sold. Even after the Secondary Market launches, there is no guarantee of liquidity or that you will find a buyer at your desired price. The only current exceptions are transfers due to death, divorce, or to accredited family members.