Is this a loan I have to repay?

No. A CRT offering is not a loan. Creators do not make fixed repayments to Investors. Instead, Investors receive Monthly distributions based on the Creator's actual YouTube revenue. If revenue declines, distributions decrease accordingly—there is no fixed repayment obligation.

Related terms

Distribution

A distribution is a Monthly payment made to Channel Revenue Token (CRT) holders, representing their share of a YouTube Creator's revenue earned during that period.

Creator Loan (Common Misconception)

A common misconception about CRT offerings. Channel Revenue Tokens are NOT loans. Creators do not repay Investors directly—distributions come from a share of YouTube revenue.

Revenue Advance

Upfront capital a Creator receives through a CRT offering in exchange for sharing a percentage of future YouTube revenue with Investors. This is not a loan.

Revenue Share

A revenue share is the percentage of a YouTube Creator's revenue that is distributed Monthly to Investors who hold Channel Revenue Tokens (CRTs) purchased through GigaStar's platform.

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